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Whenever you think about the right or easier way to manage your finances—how to save, where to put your savings, where to invest or what kind of insurance plan to go for, get financial advice from credible personalities and not just from people you know. That’s only good, sensible common sense.

However, sometimes you might have a tendency to pattern your financial plans or goals after those of other people’s—people you believe are successful or financially stable. And more often than not, these ways don’t really suit you.
It is good to research and watch TV programs that have different financial advisors tackle a variety of money issues, to read up on problems or simply consult a financial expert before you make a move. But access to these things aren’t possible all the time.

And if you can’t wait, if you have money issues you need to resolve right away and you can’t make up your mind, it’s best to—at the very least—be on the lookout for the kind of advice you need to stay away from. (more…)